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CDs & IRAs

Certificates of Deposit

Sapelo Southern Bank offers a variety of investment plans with flexible rates and maturities.

• Fixed rate certificates
• Minimum deposit - $500
• Competitive rates of interest
• Maturities available to meet your needs from 7 days through 5 years
• Interest rates vary with length of maturity
• A penalty for withdrawals prior to maturity is imposed

Individual Retirement Accounts – IRAs

• Fixed rate IRAs
• Minimum deposit - $500
• Competitive rates of interest
• Maturities available to meet your needs
• Interest rates vary with length of maturity
• A penalty for withdrawals prior to maturity is imposed
• IRA withdrawals prior to age 59 1⁄2 are subject to additional penalties