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Loans

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Personal Loans

Sapelo Southern Bank offers a broad range of loan services tailored to meet the needs of our customers and our community. Being a locally owned and operated bank means that loans are approved right here in Middle Georgia by people you know and trust.  Some examples are:

• Automobile Loans
• Home Improvement Loans
• Second Mortgage Loans
• Personal Lines of Credit
• Home Equity Lines
• Loans Secured by CD's
• Construction Loans
• Boat Loans

Mortgage Loans

• Home Purchase
• 10-30 year fixed rate mortgages
• Interest only % ARM's
• Up to 100% Home Equity Lines
• Rate-Term % Cash out refinances
• No Doc & Stated Income

Call or come in to discuss your borrowing needs.