 |
Home | About
Us | Contact Us |
Bank Holidays | Deposit @ Work |
|
As of 8/27/09
| Certificates of Deposit | |||||
|---|---|---|---|---|---|
| Term/Account | Less than $100,000 | Greater than $100,000 | Compounding Frequency |
||
| RATE | APY | RATE | APY | ||
| 7-29 Days CD | .50% | .50% | .55% | .55% | Daily |
| 30-89 Days CD | .70% | .70% | .75% | .75% | Daily |
| 90-179 Days CD (3 month) | 1.39% | 1.40% | 1.44% | 1.45% | Daily |
| 180-270 Days CD (6 month) | 1.73% | 1.75% | 1.78% | 1.80% | Daily |
| 271-364 Days CD (9 month) | 1.83% | 1.85% | 1.88% | 1.90% | Daily |
| 1 Year CD | 2.27% | 2.29% | 2.32% | 2.34% | Monthly |
| 18 Months CD | 2.28% | 2.30% | 2.33% | 2.36% | Monthly |
| 2 Years CD | 2.30% | 2.32% | 2.35% | 2.38% | Monthly |
| 30 Months CD | 2.30% | 2.32% | 2.35% | 2.38% | Monthly |
| 3 Years CD | 2.33% | 2.35% | 2.38% | 2.40% | Quarterly |
| 4 Years CD | 2.38% | 2.40% | 2.43% | 2.45% | Quarterly |
| 5 Years CD | 2.43% | 2.45% | 2.48% | 2.50% | Quarterly |
|
Special: 13 months (Effective on IRA's as well) |
2.47% | 2.50% | Monthly | ||
|
Special: 23 months (Effective on IRA's as well) |
2.76% | 2.80% | Monthly | ||
| IRA's | ||||
|---|---|---|---|---|
| Term/Account |
Minimum Balance For Rates |
Interest Rate | Annual Percentage Yield | Compounding Frequency |
| 30-364 Days IRA | $500 | 1.83% | 1.85% | Daily |
| 1 Year IRA | $500 | 2.27% | 2.29% | Monthly |
| 18 Month IRA | $500 | 2.28% | 2.30% | Monthly |
| 2 Years IRA | $500 | 2.30% | 2.32% | Monthly |
| 30 Month IRA | $500 | 2.30% | 2.32% | Monthly |
| 3 Years IRA | $500 | 2.33% | 2.35% | Quarterly |
| 4 Years IRA | $500 | 2.38% | 2.40% | Quarterly |
| 5 Years IRA | $500 | 2.43% | 2.45% | Quarterly |
| Suite Savings Bundle | ||||
|---|---|---|---|---|
| Term/Account | Interest Rate | Annual Percentage Yield | Compounding Frequency | |
| Suite Checking | ||||
| $0 - $2,500 | .26% | .26% | Monthly | |
| $2,501 and up | 1.65% | 1.66% | Monthly | |
| Suite IRA | ||||
| 3 month CD + 25 bps(< $2,500) | 1.64% | 1.65% | Monthly | |
| 9 month CD (> $2,500) | 1.83% | 1.85% | Monthly | |
| Suite Savings | ||||
| 3 month CD + 25 bps(< $2,500) | 1.64% | 1.65% | Quarterly | |
| 9 month CD (> $2,500) | 1.83% | 1.84% | Quarterly | |
| Suite Money Market rates | ||||
| 3 month CD (< $2,500) | 1.39% | 1.40% | Monthly | |
| 6 month CD (> $2,500) | 1.73% | 1.74% | Monthly | |
| Deposit Accounts | ||||
|---|---|---|---|---|
| Term/Account |
Minimum Balance For Rates |
Interest Rate | Annual Percentage Yield | Compounding Frequency |
| Direct Checking | $500 | .20% | .20% | Monthly |
| Senior Checking | $500 | .20% | .20% | Monthly |
| Founder's Checking | $500 | .20% | .20% | Monthly |
| Interest Checking | $500 | .20% | .20% | Monthly |
| Premium Checking | ||||
| $0-$10,000 | .26% | .26% | Monthly | |
| $10,001-$40,000 | $10,001 | 1.19% | 1.20% | Monthly |
| $40,001 and up | $40,001 | 1.69% | 1.70% | Monthly |
| Money Market | ||||
| $0-$15,000 | .90% | .90% | Monthly | |
| $15,001-$40,000 | $15,001 | 1.09% | 1.10% | Monthly |
| $40,001-$75,000 | $40,001 | 1.29% | 1.30% | Monthly |
| $75,001 and up | $75,001 | 1.39% | 1.40% | Monthly |
| Savings Accounts | ||||
| Regular Savings | $100 | .25% | .25% | Quarterly |
| Children's Savings | $5 | .25% | .25% | Quarterly |
| Christmas Club Savings | $5 | .25% | .25% | Quarterly |
For the latest rates offered by Sapelo Southern Bank, please call (478)757-8181.
A penalty may be imposed for early withdrawal of Certificates
of Deposit. Interest bearing checking and money market accounts earn
interest on collected balances and your interest rate and annual percentage
yield may change at Sapelo Southern Bank's discretion. Fees could reduce
earnings on checking and money market accounts.
DEPOSITS
FDIC INSURED
Privacy Notice | Terms of Use