What is Deposit @ Work?

Deposit @ Work allows Sapelo Southern Bank's commercial customers to deposit checks from the convenience of their office. With Deposit @ Work, you can now scan and electronically deposit all forms of paper checks. This includes commercial, cashiers and personal checks as well as money orders.

* With a desktop scanner and software, you create an image of the front and back of each check for deposit.
* Before transmitting the deposit, you balance the deposit dollar amount to the sum of the checks, ensuring accuracy and reducing the chance of adjustments.
* The deposit is then electronically transmitted to Sapelo Southern Bank through a secure Internet connection.

What are the benefits?

* Eliminates the need to photocopy checks and make deposit tickets.
* Deposits can be made to multiple accounts.
* Reduces employee time spent out-of-the office making deposits.
* Eliminates a trip to the bank and potentially waiting in line.
* Allows you to deposit everyday, even when a deposit is small.
* Reduces the company's liability and improves the security for your employees when they are not involved in transporting deposits.
* No expensive technical requirements.
* Allows companies to consolidate banking from several regions since proximity to the bank is no longer an issue.
* Ability to export captured data into custom formats.
* Potential accelerated check clearings.
* You will have a two year electronic archive of all checks and deposits.

How secure is Deposit @ Work?

* Sapelo Southern Bank's Deposit @ Work stringently adheres to industry standards regarding security. All sensitive data is encrypted and access requires passwords that only the customer knows.