|  Personal Checking | Interest Checking | Savings | CDs & IRAs | Loans | Services Personal Savings Regular Savings - Interest paid quarterly on average collected balance
- With minimum collected balance of $100, no service charge
- Lower balance, monthly maintenance fee - $2.00
- Three withdrawals per quarter with no fee
- Each additional withdrawal - $1.00
- Quarterly statement
Children Savings - Interest paid quarterly on average collected balance
- No minimum balance required
- No monthly maintenance fee
- Three withdrawals per quarter with no fee
- Each additional withdrawal - $1.00
- Quarterly statement
Christmas Club Savings - Interest paid annually on average collected balance
- Early withdrawal fee - $10
- Checks issued in early November
- Direct deposit/automatic transfer only
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