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Personal Accounts
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Services

Miscellaneous Services & Fees

  • Overdraft Protection, per transfer- $1.00
  • Night Deposit Service- No Charge
  • Traveler's Checks, per $100- $1.50
  • Official Checks- $5.00
  • Direct Deposit- No Charge
  • Bank by Mail- No Charge
  • Stop Payment- $30.00
  • Overdraft or Non-Sufficient Funds, per item- $30.00
  • Research, per hour (1 hour minimum)- $20.00
  • Research, per copy- $2.00
  • Charge Back- $3.00
  • Wire Transfer ~Domestic- $15.00
  • Wire Transfer ~International- $45.00
  • Collection items ~incoming/outgoing- $12.00
  • Levy/Garnishment- $50.00

General Features

ATM Transactions

  • Sapelo Southern Bank machine- No Charge
  • Up to 6 withdrawals at other banks- No Charge
  • Over 6 withdrawals at other banks- $1.00 per transaction (not including the foreign bank's charge)

Telephone Banking

  • (478)405-6685