Sapelo Southern Bank will be closed on the following days in observance of the holiday specified.

Date	Holiday
Thursday, January 1, 2009	New Years Day
Monday, January 19, 2009	MLK Jr. Day
Monday, February 16, 2009	President's Day
Monday, May 25, 2009	Memorial Day
Saturday, July 4, 2009	Independence Day
Monday, September 7, 2009	Labor Day
Monday, October 12, 2009	Columbus Day
Wednesday, November 11, 2009	Veterans Day
Thursday, November 27, 2008	Thanksgiving Day
Thursday, December 25, 2008	Christmas Day